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Microsoft Money Deluxe 2005 [Old Version]

Microsoft Money Deluxe 2005 [Old Version]From: Microsoft Software
Category: Software

List Price: $59.99
Buy Used: $5.17
as of 7/30/2010 17:34 EDT details
You Save: $54.82 (91%)



New (2) Used (12) from $5.17

Seller: BOOKSTORE80
Rating: 2.0 out of 5 stars 57 reviews
Sales Rank: 3045

Format: CD-ROM
Platforms: Windows Me, Windows XP, Windows 2000, Windows 98
Media: CD-ROM
Edition: Deluxe
Operating System: Windows 98
Shipping Weight (lbs): 0.5
Dimensions (in): 7.6 x 5.4 x 1.4

MPN: 86000349
Model: 860-00349
UPC: 805529809864
EAN: 0805529809864
ASIN: B0002D12D4

Release Date: September 13, 2004
Availability: Usually ships in 1-2 business days

Features:
  • Personal finance software with award-winning Portfolio Manager
  • Automatically consolidates online financial information
  • Essential tools for improving credit and organizing taxes
  • Stay up-to-date on accounts and transactions
  • Get help with credit and debt; simplify taxes

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Editorial Reviews:

Product Description
Microsoft Money 2005 Deluxe is the personal finance solution that helps improve your financial picture by automatically consolidating your online bank and credit card information and providing essential tools for improving credit and organizing taxes.* Stay up-to-date on accounts and transactions Microsoft Money provides you with your most current account balances and transactions from different financial institutions in one place.* Get help with credit and debt The Credit Center helps you protect and improve your credit reduce high-interest debt and learn more about your credit rating.* Make taxes easier than ever Money automatically tracks expenses finds hidden deductions estimates taxes and provides reports to help make tax time easier.* Your budget your way Track spending in a few categories--like dining out and utilities--set up a full budget or compare your actual spending to your financial plan.* Follow the market and your portfolio MSN Money s award-winning Portfolio Manager puts all your investment information at your fingertips. REQUIREMENTS- Multimedia PC with Pentium 166 or faster processor (or compatible); Pentium II 266 (or compatible) processor required for Windows XP (Pentium II 300 recommended).Windows XP: 64 MB of RAM (128 MB recommended); Windows 2000 or Windows 98 SE: 32 MB of RAM (64 MB recommended).130 MB of available hard-disk space plus 60 MB for Internet Explorer 6 SP1 (if not already installed) plus an additional 200 MB while installing product updates.2x or faster CD-ROM drive Super VGA color monitor with minimum 256 colors capable of displaying 800 x 600 resolution 16-bit color recommended.Windows XP Windows 2000 SP3 or later or Windows 98 SE or later.Most online features require Microsoft .NET Passport; for more information see the Microsoft Money 2005 Internet-based services policy.Super VGA graphics card or compatible video graphics adapter.Microsoft mouse or compatible pointing device.28.8 Kbps or faster modem; Internet func...


Customer Reviews:
Showing reviews 1-5 of 57
1 2 3 4 5 6 ...12Next »



5 out of 5 stars Great personal finance program, no problems whatsoever   March 1, 2005
Real Person (USA)
I downloaded the 90-day trial version of Money Deluxe 2005 from Microsoft's website and have been testing it for the past three weeks. My conclusion is, most user "reviews" here on Amazon are simply white lies posted by people who apparently never used the program.

The trial version file is about 28MB and includes everything in the retail version, except multimedia tutorials you'll find on the retail CD-ROM. The program installed in under a minute on my P4 3.2Ghz PC. I ran it, imported my old Money file, and presto!, everything was working. The user interface is better than before, with the working area bigger than before. (The guy who says the working area is less than 1/3 is simply LYING! The work area occupies most of the screen even on a 800x600 monitor. Shame on him.) The buttons are easy to understand, although the program does have too many menus: up to three horizontal ones (not counting the menu bar menus File, Edit, ...), and one vertical one!

The program is snappy and it synced my file with my Hotmail account in no time. (You do *not* need to link it with a Hotmail or Passport account to use the password feature; Money supports local passwords.) Everything that worked before in the old version works here, but things just look better and work more smoothly. I just re-read most of the negative reviews here on Amazon and let me tell you very few of them are true, like the recent one about "Microsoft admitting this is full of bugs"; the guy who posted this is full of sh*t. Microsoft never said that; saying things like that would subject a company to lemon lawsuits. As a real-world user I've tested this program extensively (since I'm still using the trial version and I've backed up my files each night), and haven't come across any of the problems all those phony "reviews" claim. In short, the program seems rock solid. Do note that I run this under Windows XP; if you run it under Win98 (assuming it supports win98), you might experience stability issues simply because Win98 isn't a rock-solid system.

Money 2005 is feature-rich and integrates well with H&R Block's Taxcut software. Most popular financial institutions support Money; you can either download your transactions automatically into Money or do so via your bank's website, if your bank requires this manual step. One of Money's fortes is its reports feature, something users have lauded over the years. I use it extensively to check on my financial health. I don't use the investment tools much since I have a separate trader's toolkit, but Money makes it easy to manage your investments.

In short, this is definitely the best version of Money yet. No wonder magazines like PC World and PC Mag gave it five stars. Good thing their reviewers are not pants-on-fire liars like what we have here.

To be honest I'm so sick of people posting fake reviews just because this is a Microsoft product. What can I say, we live in a free country and everyone is entitled to an opinion, legit or not. I'm just glad there's a free trial version that let me know the truth. I'm ordering the retail version tonight. I urge everyone interested in personal finance software download this and try it themselves, ditto with Quicken.



5 out of 5 stars Works for me, although interface still not the best   February 1, 2005
Gadgester (Mother Earth)
12 out of 21 found this review helpful

There is a small army of people who, like the recalcitrant insurgents in Iraq, will do anything to try to destroy Microsoft's reputation. I'm not here to defend the biggest software company in the world. As with any company, it makes some great products, many good products, and some bad products.

I did not upgrade to Microsoft Money 2004 because, sometime in 2003, my Money file developed some kind of minor corruption ("This operation cannot be performed" error after entering certain types of transactions), and Money 2004 refused to even read the file. This time, I downloaded the trial version of Money 2005, and it loaded the old-format file without a hitch. And the mysterious error message is no more!

Money is cool because it makes it easy to keep track of your accounts, esp. for someone like me with dozens of banking and brokerage accounts (many from the days of Internet bubble when banks were giving away free money for opening accounts -- I knew I needed a real job...). It's generates useful reports to track your networth, by category or over time. Even for someone like me with lots of small accounts but little to show in the aggregate, it's immensely useful.

Should you get Money 2005, or upgrade from an earlier version?

I can't really help you with that question. But I do have a couple suggestions:

1) Download the 30-day trial copy of the program from Microsoft's website and give it a test drive. I tried it on my two laptops and both copies worked perfectly, which led me to doubt the truthfulness of a lof of these reviews from so-called "I'm not anti-Microsoft" people. (No, yours truly doesn't work for Microsoft or get paid by them in any way.)

2) For a peace of mind, make a manual backup copy of your existing Money file in Windows Explorer. Just go into My Computer or Windows Explorer, find the Money file (it's usually in "My Documents"; its extension is ".mny"), and use copy-and-paste to make a copy. Keep the backup copy in a different folder. Better yet, zip the backup copy for extra security. :)

Try the program and judge for yourself if it works fine on your PC. Not all the naysayers are liars, no doubt. But, as I always advice my friends when they ask about gadgets, movies and whatnot, always try it yourself and form your own opinions.



5 out of 5 stars Finally Just What I Wanted   October 24, 2004
Mark (Yorktown, VA)
5 out of 11 found this review helpful

I've been a faithful devotee of MS Money for years, upgrading annually. I was absolutely thrilled today to install Money 2005 and finally be able to automatically download financial data from every financial institution I use. In the past I had to go to Bank of America's online site and MBNA's online site and download acitve money files to import into the program, but other financial institutions would import automatically. Now, they all do. It take a few seconds each time I open Money, and I never have to open my web browser. Further, I've got data going back over five years, and upgrading was a snap with no lost data or problems with duplicate accounts, etc. I like the flexibility of 2 options for the register, new this year. I just wish you could customize the register colors for differnet accounts. Overall, I think this is the best Money yet and I think it was more worth the upgrade price than any previous version.


5 out of 5 stars Works fine for me, better then quicken   June 2, 2005
L. Stemm (Ohio United States)
4 out of 12 found this review helpful

I read some of the reviews, and almost didn't by the 2005 but was looking for 2004. Bought 2005 (out of 2004) followed directions and it works like a chirm.


4 out of 5 stars 2005 version worth trying - Don't believe all the negatives   November 14, 2004
JD Robins (USA)
25 out of 27 found this review helpful

Microsoft Money 2005 appears to be a solid product based on my experience to date. I upgraded from money 2004, and I have not encountered anything that would prevent me from continuing to use Money 2005.

I was wary of the product after reading the negative feedback so I downloaded the trial version before buying. (I definitely recommend this approach before purchasing.) Money 2005 will convert your file to the new version, however it does make a copy of your existing file in the event you choose to return to your previous version of Money. (If you're not comfortable with Money's automated method of creating a copy of your original file, then manually make your own copy or backup file)

After converting my file and using Money 2005 I found most everything to function as it did in the 2004 version, and I didn't find anything too unusual or out of place. I do keep my file password protected; however I do not use the Passport password feature (I use the local Money file password) because I do not feel the need to check my finances from other computers via the internet. The password feature works the same in 2005 as it did in the 2004 version.

In spite of my positive remarks, there are two negative responses I have read that I must concede to those who have responded before me:
First, after installing my purchased version of Money 2005 I was prompted to download software updates from the internet. The fact that software updates are necessary makes me think there may be some validity to the complaints of bugs from the early adopters of the software.

Second, the file conversion process did indeed change my Food:Dining out and Food:Groceries subcategories into new "Dining Out" and "Groceries" stand alone categories respectively, and eliminated the existing subcategories. Every transaction that was once associated with Food:Groceries was transformed to the "Groceries" category and the same for the dining out transactions.
I'm not opposed to the new categories, but the installation process should have asked me if I wanted to change my categories or leave my existing categories as is.
I prefer the previous subcategories so I simply went into the "set up your categories" option and changed the "Groceries" category to a subcategory under the "Food" category, and I did the same with dining out. This changed all the transactions back to the categorization that I am accustomed to.

As for the complaints about Money requiring a Passport ID and logon, it's not true.
It is true that in order to take advantage of certain software features you must have a Passport ID and password. Those three features are:
1) Automated transaction updates and balancing at pre determined intervals,
2) Receive automated updates from institutions not using OFX (Open Financial Exchange) protocol,
3) Review your Money information from any computer connected to the internet

The steps to create a new file without the Passport password is:
File ==> New File
Click "Next"
DECLINE the "Protect your Online privacy and Security" option
Answer "YES" that you want to continue without a Passport
Then create a local password, or select the "I do not want to use a password for my Money file" option.

Why did I upgrade: 1) my financial institution is now in the list of supported on-line institutions, and 2) I take advantage of the FREE Federal tax filing option with H&R Block offered with the purchase of the Money software each year. In doing so it saves me the $25+ filing fee thus reducing the net cost of the software to a more than reasonable price.

If you are considering updating to the new version I definitely recommend downloading the trial version and giving it a try. And don't believe all the horror stories from the few that have not taken the time to completely understand the new version.


Showing reviews 1-5 of 57
1 2 3 4 5 6 ...12Next »


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